On June 6th, China Securities Times Broker reporter called Guangzhou 12345 government service hotline for verification. The staff responded: "The purchase restriction policy updated on June 6, 5438+0 stipulates that families who are not registered in this city should provide proof that they have paid social security or individual taxes in this city for five years before the date of purchase, and it is allowed to record that the payment is not more than three months except for the initial month. That is, within 60 months, it is allowed to interrupt for 3 months. "
In addition to loosening the purchase restriction policy, Guangzhou will also implement a differentiated household policy. On the afternoon of June 6th, China, a reporter from Securities Times and Broker, learned from the official account of WeChat that Guangzhou would lower the threshold for settling in Huadu, Conghua and Zengcheng, and its academic qualifications would be reduced from full-time undergraduate to full-time junior college. Public consultation on the household registration policy has been completed and will be promulgated and implemented in the near future. However, the above article on the official WeChat account cannot be opened around 6 pm.
On the same day, Guizhou Province introduced a number of measures to further accelerate the construction of major projects and expand effective investment. Among them, it is proposed to implement the policy of reducing the down payment ratio, innovate the use of provident fund to discount commercial loans, and cancel the restriction that the interval between two housing provident fund loans should be more than 12 months.
In addition, on June 5th, Zhongshan Housing Provident Fund Management Center issued a new policy. In order to support the rigid and improved housing demand, employees who have paid in this city can buy a new house in this city, and my spouse and I can withdraw the balance of the housing provident fund account to pay the down payment.
Guangzhou's purchase restriction shows signs of loosening.
On June 6th, China Securities Times Broker reporter called Guangzhou 12345 government service hotline for verification. The staff responded: "The purchase restriction policy updated on June 6, 5438+0 stipulates that families who are not registered in this city should provide proof that they have paid social security or individual taxes in this city for five years before the date of purchase, and it is allowed to record that the payment is not more than three months except for the initial month. That is, within 60 months, it is allowed to interrupt for 3 months. "
In addition, regarding the policy of purchasing houses for retirees who are not registered in this city, the above-mentioned staff told the Securities Times China reporter that retirees need to provide retirement certificates in Guangzhou, and they can buy a set of commercial housing if they have paid social security or individual tax certificates in this city for five years before retirement, and have no real estate under their family name and the submitted materials meet the requirements. Among them, if the subscription or online signing is completed before March 20 17 18, it is enough to provide social security or tax payment certificates for three consecutive years before the date of retirement.
It is understood that the previous purchase restriction policy in Guangzhou stipulated that non-local registered families should provide social security or tax payment certificates for five consecutive years, and they should not be interrupted or paid back.
In addition to loosening the purchase restriction policy, Guangzhou will also implement a differentiated household policy.
On the afternoon of June 6, China, the reporter of Securities Times and Broker, learned from the official account of WeChat that the Implementation Plan for Guangzhou (District) in the Guangzhou-Qingdao Junction Area of the National Urban-Rural Integration Development Experimental Zone was officially issued. Guangzhou will build differentiated household policies in Huadu District, Conghua District and Zengcheng District.
According to the New Deal, Guangzhou will take the lead in establishing an orderly migration system between urban and rural areas in Guangzhou (district) in the border area between Guangzhou and Qing by constructing differentiated household policies in Huadu District, Conghua District and Zengcheng District.
The so-called differentiated household registration policy is based on the current household registration management policy in Guangzhou, combined with the actual situation of population, economy and social services in various regions, and through the implementation of conditions such as region, age and years of paying social insurance, the threshold for settlement in Huadu District, Conghua District and Zengcheng District is lowered, and the orderly flow of population in the border areas of Guangzhou and Qingdao is increased, so as to ensure the stable and orderly increase of registered population in Guangzhou and promote the coordinated development of population, economy and society.
Specifically, the full-time undergraduate degree or degree (certificate) of domestic ordinary colleges and universities that are not in line with the current household registration policy in Guangzhou, as well as graduates of preparatory technician classes and advanced engineering classes of full-time technician colleges, are also included in the scope of differentiated academic qualifications.
At the same time, after the differentiated personnel settle in Huadu District, Conghua District and Zengcheng District, they will be able to move freely between Baiyun District, Huangpu District, Huadu District, Panyu District, Nansha District, Conghua District and Zengcheng District according to their actual places of residence and work, which further promotes the orderly migration of the population in the border area between Guangzhou and Chongqing and guides the population to gather in the suburbs of the new district.
Divided households can move to Yuexiu, Haizhu, Liwan and Tianhe after paying social insurance in the above seven districts for three years, so as to further guide the rational, smooth and orderly population flow in the border areas of Guangzhou and Qingdao and promote the population distribution to adapt to the industrial layout.
It is understood that at present, similar regional differentiated household policies have not been introduced and implemented in similar cities in China, while Guangzhou's differentiated household policies have been publicly solicited and will be promulgated and implemented in the near future.
However, it is worth noting that the above article on the official WeChat account cannot be opened around 6 pm.
Guizhou province will reduce down payment ratio
On June 6th, Guizhou Province issued a number of measures to further accelerate the construction of major projects and expand effective investment, among which it proposed to promote the construction of real estate development investment projects in an orderly manner. Actively adopt monetary resettlement+incentives to promote the transformation of shanty towns and promote housing improvement and real estate development. We will implement the policy of reducing the down payment ratio, innovatively use provident fund to discount commercial loans, and cancel the restriction that the interval between two housing provident fund loans must be more than 12 months to enhance consumer confidence and purchasing power. Ensure that the investment in real estate development is140 billion yuan in the first half of the year and 330 billion yuan in the whole year.
Zhongshan can withdraw the provident fund to pay the down payment.
On June 5th, Zhongshan Housing Provident Fund Management Center issued the Notice on Implementing the Down Payment Policy for Employees to Purchase New Commercial Housing and Withdraw Housing Provident Fund.
According to the notice, in order to support the demand for rigid and improved housing, Zhongshan paid employees to buy new commercial housing in the city, and my spouse and I can withdraw the balance of the housing provident fund account to pay the down payment, and the total withdrawal amount does not exceed the down payment amount agreed in the commercial housing sales contract.
Regarding the reasons for the introduction of this policy, Zhongshan Housing Provident Fund Management Center stated that in order to support the demand for rigid and improved housing, improve the convenience of using housing provident fund and reduce the pressure on down payment funds for buyers.
Zhongshan Housing Provident Fund Management Center further stated that the withdrawal of housing provident fund to pay the down payment can reduce employees' use of their own funds to pay the down payment and ease the pressure of buying houses. If the husband and wife buy a newly-built commercial house, the total balance of their provident fund accounts exceeds 300,000 yuan, and the total purchase price is 1.2 million yuan, and a down payment of 360,000 yuan is required. After withdrawing the housing provident fund to pay a down payment of 300,000 yuan, they only need to pay a down payment of 60,000 yuan with their own funds, which greatly reduces the burden of employees buying houses.
What conditions do employees need to buy new houses, withdraw housing provident fund and pay down payment? Zhongshan Housing Provident Fund Management Center said:
(1) The employees paid in this Municipality purchase first-hand commodity housing in the administrative area of Zhongshan City;
(2) The real estate development enterprise of the purchased commercial house has gone through the real estate registration formalities in the municipal provident fund center, and signed the Letter of Commitment on assisting the buyer to withdraw the provident fund to pay the down payment;
(3) Employees choose commercial loans or housing provident fund loans (including portfolio loans) to purchase houses.
Policy adjustment of multi-site property market
Since June, Hangzhou, Zhuhai, Qingdao, Foshan, Zhongshan and other cities have successively introduced new policies to stabilize the property market, including relaxing the restricted areas and supporting the demand for improved housing.
On June 6, WeChat official account "Hangzhou Provident Fund Release" WeChat said that the housing provident fund should be strengthened to support the withdrawal of rental housing. The depositor can withdraw the balance of the housing provident fund account on a monthly basis, and the withdrawal limit is increased by 25% according to the existing standards, specifically: Hangzhou urban area (including Xiaoshan District, Yuhang District, Linping District, Fuyang District and Lin 'an District) is 1.500 yuan/month, and Tonglu County is 6544. In addition, enterprises affected by COVID-19 epidemic have difficulties in paying housing provident fund. On the premise of full consultation with employees, after discussion and adoption by the workers' congress or the trade union and submission of a resolution, you can apply for holdover of housing provident fund. The depositors affected by the COVID-19 epidemic can't repay the housing provident fund loans normally, so they can apply for no overdue treatment and will not be submitted to the credit reporting department as overdue records. The above-mentioned support policies will be implemented as of the date of issuance, and the implementation time is tentatively set at 65438+February 3, 20221.
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