Down payment100000, salary of 4500 yuan in January. The subject wants to buy a car.

However, there are too few conditions given by the subject, and suggestions can only be given according to various situations. ...

1. No mortgage, unmarried, loan to buy a car.

You can choose a car with a total price of about 200,000, handle more than 200,000, down payment100,000, loan for three years100,000, and save money every month.

You can choose a car of around100000, with a down payment of 70,000-80,000 and a loan of 50,000-80,000. For three years, the monthly payment is about 2000 yuan, and your life is rich.

2. No mortgage, unmarried, buy a car in full.

You can choose about 70,000-80,000 cars, the full amount10,000, and you can live easily without a month.

3. mortgage, unmarried, loan to buy a car

Choose a car of about100000, with a down payment of 60,000-80,000, a loan of 50,000-70,000, and a monthly payment of 65,438+0,500+to save money.

4. Have a mortgage, unmarried, and buy a car in full.

As in the second case, if you choose a car of 70,000-80,000, the full amount will be around100,000. After deducting the mortgage, life will be rich.

All the above are unmarried or single. If you have a partner or get married, the pressure of life can be increased to a higher level, but if you get married, the salary of your partner can also relieve a lot of pressure.

If you want to buy a car, you can download several car apps to learn more about the relevant situation and price of car sales, and make a reasonable balance between your psychological price and the actual price. The advice given by others is based on your own knowledge and experience. The most reasonable answer is to plan and design by yourself. make a choice ...

Let me give you a reference based on my own situation. I am married, my daughter-in-law has no job, and the down payment for buying a car is 70 thousand. My monthly salary is 7k- 12k, and my mortgage is 2300. 65438+ 1 100 million yuan to buy a car, 60,000 yuan in financial loan, three years, interest-free, monthly payment 1600, and financial service fee of 3,000 yuan.

The above information is for the reference of the subject, and I hope it will help!