Blue key 100 Lu 12

20 14- 10-07

Satisfied answer

glz229235846

Grade 8

20 14- 10-08

1, pure provident fund loan

The benchmark interest rate of pure provident fund loan is 3.25%, the loan is 300,000 yuan, and the mortgage time is 20 years, so the total loan interest is 108380.95 yuan, and the monthly payment is 17065438 yuan +0.59 yuan.

2. Portfolio loan

According to the current real estate market situation, the interest rate of commercial loans for more than five years will generally rise by 10%.

Suppose there are 6,543.8+0.5 million commercial funds, 6,543.8+0.5 million provident fund, 300,000 loans, 20-year mortgage, 654.38+0.49598. The total interest of 65 yuan, 654.38+0.873.33.

3. Pure commercial loans

According to the current situation of the real estate market, the interest rate of commercial loans with a term of more than five years rises 10%. The loan is 300,000 yuan, the mortgage term is 20 years, the interest is 1908 16.35 yuan, and the monthly payment is 2,045.07 yuan.

Extended data:

1. The information provided to the bank shall be true, and the address and contact information provided shall be accurate. If there is any change, it shall promptly notify the bank;

2. The purpose of the loan is legal and compliant, and the transaction background is true;

3. Choose the appropriate repayment method according to your repayment ability and future income expectation;

4. The amount of the loan application should be within its capacity. Under normal circumstances, the monthly repayment amount does not exceed 50% of the total family income;

5. Read the terms of the contract carefully and understand your rights and obligations;

6. Repay in time to avoid bad credit records.

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