1. If it is handled by an individual, submit personal identification (including proof of husband-wife relationship);

2. If the enterprise needs to submit complicated procedures, including business license, organization code certificate, national tax certificate and other related procedures that can prove the enterprise's situation and normal operation, it can be completed in one day.

Loan conditions of mortgage loan:

1, with legal status;

2. Have a stable economic income, have the ability to repay the principal and interest of the loan, and have no bad credit record;

3. Being able to provide effective guarantee recognized by the loan bank;

4. Other conditions stipulated by the lending bank.