When applying for extending the secured loan, it shall also issue a written certificate that the loan guarantor agrees to extend the loan and continue to guarantee it. The loan extension period shall not be lower than the original loan conditions. The extension of short-term loans shall not exceed the original loan term; The extension of medium-term loans shall not exceed half of the original loan term; The longest extension of long-term loans shall not exceed 3 years. If the customer fails to apply for extension or the extension application is not approved, the loan will be transferred to the overdue loan account from the day after the maturity date.

20 10 The cumulative extension of personal loans within one year (inclusive) stipulated in the Interim Measures for the Administration of Personal Loans issued by the CBRC in February shall not exceed the original loan term; For personal loans of more than one year, the cumulative extension period and the original loan period shall not exceed the maximum loan period stipulated by the loan variety.

Extended data

1. Prerequisites for extension application:

(1) The loan has been issued successfully;

(2) The applicant is not overdue in the current state. If it is overdue, it needs to be paid off before applying for an extension.

(3) The applicant's last application has not been examined, and a new application cannot be filed;

(4) After the extension, the fixed number of years cannot exceed the provisions of the central loan policy, and the system will automatically judge according to the borrower's age and the nature of the property.

2. Extension of application time. You can apply for the third job from the last agreed repayment date to the next agreed repayment date 10.

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