Clearing loan refers to a loan service, that is, a debt instrument that packages and slices the accounts receivable or future expected income rights owned by individuals or enterprises through professional institutions, and then issues and sells them to the capital market. By realizing the loan, the borrower can have a larger financing amount and more favorable financing cost, and at the same time, it can effectively solve the account turnover problem.

The characteristic of realized loans is to achieve a win-win situation for investors and borrowers. For investors, the realized loan provides a relatively safe, high-yield and liquid investment tool, and helps them realize wealth appreciation by accumulating income; For borrowers, realized loans provide a more flexible and adaptable financing scheme than traditional loans.

However, borrowers should also pay special attention to risk control when choosing products to realize loans. Different realized loan products will have different risk ratings, and choosing products with higher risk ratings may make borrowers face higher risk of default. Therefore, when choosing liquid loan products, we need to know the market situation, product rating and investor background in order to make more informed decisions.