You can only borrow 260,000-70,000 at most. Ask a few banks at random. Forget business. Banks in China need many procedures, including business licenses. You can't do business yet Just call the bank for advice. There are special loans, and each bank needs different things and processes. I can't say clearly. The most cost-effective repayment method is principal and interest repayment (principal plus interest), with a loan of 65438+.