according to the information of hualv. com, the interest rate of bank loans is the interest rate charged to borrowers by banks and other financial institutions when they issue loans, and it is the ratio of the interest amount to the principal amount during the loan period.
The bank loan interest rate is generally based on the benchmark interest rate stipulated by the People's Bank of China, while the actual contract interest rate generally fluctuates to a certain extent with reference to the benchmark interest rate.