When people meet overlord bank, they can only accept their fate. If you don't accept it, you can sue him, but what do you think the chances are? Personally, I think it's useless for you to talk to him about civilization. You can't afford it either. My method is to resolutely cancel the account, and then put a notice on the bank wall saying that the bank is a rogue, so that many customers will choose not to do business in ABC when they see it, so that the bank can find you and pay you back, otherwise it is impossible. Dude, remember, the bank is a scoundrel, and you can only win if you are more scoundrel than him. If you go through the "related formalities" with him, hehe, as a result, you know I don't talk about buddies.