Conditions for starting small loans in Beijing

1. Merchants registered in JD.COM Open Platform and operating in JD.COM Open Platform for more than 3 months;

2. Have an industrial and commercial business license and the registration time exceeds 1 year (subject to the registration time of the business license);

3. Legal person 18-65 years old;

4. There is no serious violation record, and the credit record is good. The function of "T+ 1 settlement" of Jingdong wallet has been activated.

Meeting the above conditions does not mean that you can immediately qualify for a loan in Xiao Jing. Xiao Jing Loan will open the application qualification in batches for businesses that meet certain requirements, and Xiao Jing Loan must use browsers above Windows7 and IE9.

Extended data:

1, Beijing small loan interest rate

Beijing Small Loan System will comprehensively calculate the loan interest rate according to the store's rating, current loan amount, term and repayment method.

2. Determine the amount of microfinance in Beijing.

Xiao Jing Loan evaluates the credit rating based on the operation of the open platform stores in JD.COM, and gives the available loan amount in combination with the historical loan situation. The loan amount will change regularly, and the actual amount will be subject to the loan page.

How is the interest rate of Jingdong Finance-Xiao Jing loan determined?

What are the opening conditions of Jingdong Finance-Xiao Jing Loan?