Generally speaking, it refers to the date when the bank recalculates the mortgage interest rate. The general date is 65438+1 October1or the loan issuance date every year. On each repricing date, the interest rate is determined by recalculating the LPR interest rate+basis point of the corresponding period in the latest month.

How to choose the repricing date of interest rate conversion?

For the floating interest rate based on LPR, select "repricing date". Judging from the existing mortgage conversion, according to the announcements of major banks, most banks support customers to choose to keep the repricing date agreed in the original contract unchanged.