1. Who knows if Alipay’s Sesame Credit Score loan will be listed on the credit report?

Sesame Credit Score is a credit assessment and will not increase indefinitely. Each update is automatically calculated by the system. The movement is small, indicating that the sesame score has stabilized. If there are tasks to be completed, you can choose to complete the tasks to increase the sesame score.

2. Will credit be checked at the Alipay Zhima evaluation meeting?

It is not a credit report. The Zhima credit score on Alipay is an evaluation system on Alipay and has nothing to do with the credit report. It is mainly based on a comprehensive evaluation based on your usual habit of using Alipay, performance capabilities, assets, academic qualifications, etc. In other words, there is a difference between the Zhima credit score and the credit report, and cannot be equated with the credit report. Will not go to credit bureau.

3. Who knows whether Alipay’s Zhima Credit loan will be on the credit report?

Yes

4. Will Alipay’s Zhima Credit loan be on the credit report? May indirectly affect credit reporting

Personal credit reporting is now increasingly affecting your life. Buying a house, applying for a credit card, personal loan, social security, etc. will all be affected by your credit record. With the advancement of technology, Alipay loan products such as Huabei and Jiebei are popular among the public for their fast disbursement and convenient procedures. So will Alipay loans be subject to a credit check?

Is there a credit check for Alipay loans? 1. Borrowing is a type of Alipay loan. You can apply for a loan with Zhima graded credit. You only need to repay it in installments. The interest is calculated based on the equal amount of the principal. Much more convenient than traditional bank loans. If there is a malicious overdue or non-repayment of the loan, a certain amount of penalty interest will be incurred. The credit report is likely to be reflected as a credit loan issued by a small loan company, which means that if you have used Alibaba, you may When applying for a loan from other banks, you will encounter doubts from the bank. 2. Huabei payment is essentially Alibaba Small Loan's advance payment on behalf of customers. Overdue loans like this will basically not go up in the credit report and will only affect your Zhima points. Alipay will freeze your balance and incur penalty interest. But if If it is seriously overdue, this overdue record will be reported to the central bank's credit reporting system. The importance of personal credit reports no longer needs to be emphasized. The People's Bank of China obtains your credit records (credit cards, loans) from various commercial banks and views them in one report. If you use Alipay to get a loan, there is something on the report. It is not cost-effective to have stains. Reminder: No matter how you apply for money, try not to overdue it, especially for Alipay loans. With the popularization and application of Alipay big data, bad credit behavior will be directly reflected in your Zhima score and then go into trouble on your credit report. Mindan. If you don’t want to go through a credit report, there are credit products that automatically remind you of repayments, waiting for you to choose!