At present, the annual interest rate of loans for 5-30 years (including 30 years) announced by the People's Bank of China is 4.9%. According to the benchmark interest rate, the monthly repayment amount is 3980.45 yuan under the condition that the interest rate remains unchanged, and the monthly repayment amount decreases month by month by using the average capital method.

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.