First, the housing subsidy policy in 2020.
Up to now, 3 1 regions have issued new housing subsidy policies, namely Nanning, Zhengzhou, Hangzhou, Wuxi, Qingdao, Nanjing Jiangbei New District, Suzhou Industrial Park, Guilin, Jinan, Changchun, Baotou, Maanshan, Qinzhou, Xingtai, Fuzhou, Luzhou, Yulin, Huaibei, Hengyang, Chenzhou and Hema Chef.
According to the policies announced by different regions, the subsidy policy in each region is different. For example, housing subsidies in Hangzhou are mainly aimed at talents, while housing subsidies in Guilin and Zhenjiang are aimed at frontline medical staff fighting the epidemic.
The local housing subsidy standards are as follows:
1, Nanning subsidy standard
For the recognized high-level talents of Class D and Class E, they can enjoy housing subsidies of up to 400,000 yuan and 200,000 yuan.
2. Zhengzhou subsidy standard
Each doctor is funded by 6,543,800 yuan, each master is funded by 50,000 yuan and each undergraduate is funded by 20,000 yuan.
3. Hangzhou subsidy standard
The maximum subsidy for top talents in Class A is 8 million, while those in Class B, C and D are 2 million, 6.5438+0.5 million and 6.5438+0.00 million respectively.
4. Wuxi subsidy standard
Outstanding overseas college students receive a maximum subsidy of 300,000 yuan and a one-time living allowance of 30,000 yuan. The doctor bought a house for 200 thousand, and the postdoctoral fellow who stayed to work bought a house for 300 thousand.
5. Jinan subsidy standard
Key high-level talents can get a housing subsidy of 6,543,800 yuan.
6. Changchun subsidy standard
Fresh graduates who have settled down and bought the first commercial house in full or by means of commercial loans can get a one-time subsidy of 20,000 yuan.
Second, the subsidy policy for college students to buy houses
1. Housing subsidy policy for college students. Some banks will introduce certain policies for students to buy houses. The general discount that college students can enjoy is that they can enjoy the interest rate of 30% lower than the benchmark interest rate when they buy a house with the first mortgage loan. If it is a provident fund loan, the loan interest rate is 3.87%. The down payment for the first suite is 20% of the total house price, and the down payment needs to be paid by yourself.
As a college student, if you want to buy a house, you need to consider whether it meets the conditions, and then decide whether to borrow money to buy a house according to your own conditions. After all, the new job is not very stable, and buying a house with a loan will have certain risks.
For the newly graduated college students, if they want to buy a house, there will be certain risks, and many college students have settled in the school. In this case, they must provide proof of tax payment or social security if they want to buy a house.