Because interest = principal × interest rate× time and interest rate is 0.49%, the interest is 10× 0.49 %× 5 = 2450, that is, 2450, and the principal and interest are 102450, that is, monthly 102450.

Second, the loan is 654.38 million yuan. How much will it be repaid every month after five years?

At present, the annual interest rate of 3-5 years (including 5 years) loans announced by the People's Bank of China is 4.75%. According to the trial calculation of the benchmark interest rate, if the interest rate remains unchanged, the principal and interest will be repaid in equal amount, and the monthly repayment amount is 1, 875.69 yuan. The monthly repayment amount is reduced according to the average capital method.

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets.

3. How much is the loan 100000 paid off every month for five years?

The loan is 654.38 million yuan. If the loan interest rate is 4 yuan, the monthly amount depends on the repayment method. If equal repayment of principal and interest is chosen, the monthly payment will be 1875.69 yuan after five years, and the total interest will be 1254 1.47 yuan. If the principal of the same amount is repaid, it will be 50 yuan, and then the 6.6 yuan will be reduced every month. In five years, the total interest needs to be repaid 12072.92 yuan.

In short, because the loan term is not principal repayment or equal principal and interest repayment, there is not much difference in the total repayment interest.