Legal. According to the query of Sohu News Network, CreditEase Group is a financial institution registered in China, approved and supervised by the financial supervision department according to law, and has the qualification and compliance for legal operation. The interest rate of automobile mortgage and the interest rate of automobile mortgage of CreditEase Group will change according to the specific loan amount, term and credit status. Yixin Group Co., Ltd. is a professional internet auto finance trading platform in China. Founded in August 20 14, it was listed on the stock exchange in October 2016 10.