For commercial loans, the minimum down payment is 30%, which means the total loan * 30, then the remaining 70, or 70%, needs a loan.

The 30% mortgage ratio mentioned in your screenshot means that your mortgage loan is 30% of the house price, which means that your down payment is 70%.

Another: There are also ways to get loans. First-time home loans and commercial loans basically follow the national benchmark interest rate, but different banks have different interest rate discounts. You can consult the following to get more discounts. Generally, it is normal for bank interest rates to be 10% to 95% off.