What is the mortgage interest rate of China Construction Bank over the years? A: The interest rate of commercial mortgage in 2022: 4.35% within one year (including one year), 4.75% within one to five years (including five years) and 4.90% above five years;
202 1 5 years or more is 5.34%. In 2020, it will be 5.49% for more than five years.
China Construction Bank mortgage interest rate
What is the loan interest rate of China Construction Bank in 2022? Now, more and more people borrow money. China Construction Bank is one of the four state-owned banks, and its deposit and loan business is the best among the major banks. So, what is the loan interest rate of China Construction Bank in 2022? In fact, the loan interest rates of different banks are different. Even within CCB, the interest rates of different loan products may be different, but they are basically floating on the basis of the benchmark interest rate of central bank loans. Benchmark interest rate table for short-term bank loans 1. Annual interest rate within one year (including one year): 4.35%. The medium and long-term payment is 1. Annual interest rate from one year to five years (including five years): 4.75%. 2. Annual interest rate for more than five years: 4.90% individual housing provident fund contribution 1. Annual interest rate for five years or less: 2.75%. 2. Annual interest rate for more than five years: 3.25%. Loan conditions of China Construction Bank: 1. China citizens with full capacity for civil conduct are between the ages of 22 and 55. 2. The borrower can issue legal and valid identification (or valid temporary residence permit). 3. The borrower must have good credit, and there is no bad credit record and overdue repayment in the personal credit report. 4. Stable income and the ability to repay the loan principal and interest on time (generally, the lender's annual income is required to be more than 20,000 yuan). 5. There has never been a record of personal loan default or overdue repayment in CCB. Loan process of China Construction Bank: 1. Borrowers need to bring their identity certificates, income certificates, credit certificates and other materials to China Construction Bank to apply for loans. 2. The bank determines whether the information carried by the borrower is complete and meets the requirements, and then accepts the loan. 3 banks should review the loan conditions and decide whether to provide loans according to the independent loan management system of loan separation and grading approval. 4. After the bank is approved, it will sign a loan contract with the borrower. 5. The borrower uses the loan according to the loan contract, and repays the principal and interest on schedule.
20 13 what is the interest on the 20-year repayment of CCB's house loan?
Hello! On the basis of the benchmark interest rate of 6.55% for 20 13 years, the loan of RMB 420,000 will be used to pay off the monthly payment of RMB 3 143.78, and the loan of RMB 426,5438+00 will be used to pay off the monthly payment of 0 yuan .5000.0000000000006
However, the current situation is that banks generally adopt the policy of floating the loan interest rate according to the benchmark interest rate. At present, the four major banks generally increase the benchmark interest rate by 5%- 10%, that is, the loan interest rate is 6.8775%-7.205%. If small and medium-sized banks or local banks even rise by 20% according to the benchmark interest rate, that is, the loan interest rate is 7.86%, or they do not make mortgages.
Hangzhou CCB mortgage interest rate
The latest interest rate of housing loan interest rate table of Hangzhou Construction Bank in 2022 is divided into the following two interest rates:
1. Commercial mortgage interest rate: 4.35% within one year (including one year), 4.75% within one to five years (including five years) and 4.90% over five years;
2. Personal housing provident fund loan interest rate: 2.75% for less than five years (including five years) and 3.25% for more than five years.
What is the regular interest of China Construction Bank at 20 13?
20 13 the fixed interest rate of China Construction Bank is 3.05% for half a year, 3.25% for one year, 3.750% for two years, 4.250% for three years and 4.750% for five years. The interest rate comparison table is as follows:
China Construction Bank was established in June 1954+ 10/0/. The basic background of the establishment of China Construction Bank is that People's Republic of China (PRC) began to implement the first five-year plan to develop the national economy, and large-scale economic construction centered on 156 key projects has been launched all over the country. In order to manage the huge construction funds, China Construction Bank came into being.
Extended data
Business: credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance and personal housing mortgage loans.
The credit cards issued by China Construction Bank are all named "Longka". The publicly issued dragon cards include: Dragon Card Campus Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Cup) Tennis Card.
CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.