I think so, because economic development needs to attract talents and preferential policies.
Second, the new policy of Suzhou real estate in May 2022
Non-Suzhou registered households should provide personal income tax payment certificates or social insurance (urban social insurance) payment certificates that have been paid in Suzhou City (including Wujiang District), Kunshan City and Taicang City for 1 year or more in the first two years from the date of purchase, and sell newly-built commercial housing and second-hand housing to households registered in this city. Buyers and real estate agents of real estate development enterprises sell commercial houses. If the purchaser needs to provide an existing house in violation of the above provisions, the real estate transaction and real estate registration department will not handle the relevant formalities. Villa provides you with local architectural policies, architectural drawings and villa design drawings.
The restrictions on purchasing houses in Suzhou are as follows:
1, household registration in this city; Residents can buy up to 3 suites;
2. Foreign household registration; Residents can purchase 1 suite at most;
3. Restricted purchase area; Gusu district, Xiangcheng District, Industrial Park, High-tech Zone, Wujiang, Wuzhong District, Taitai.
At present, foreigners come to Suzhou to buy houses and settle in Suzhou to implement the following policies; Those who have entered the Suzhou collective account at the time of graduation are not restricted by regional conditions; If it is a foreign household registration, the requirements and operating procedures; If you buy a complete set of commercial housing of more than 75 square meters in the urban area, obtain housing ownership for more than 3 years, participate in social security for more than 3 years according to the regulations, and have legal and stable economic income, you are allowed to move in with your spouse and minor children as a whole.
What are the procedures for Suzhou real estate transfer?
1. 30 days after the signing of the house transaction contract, both parties shall submit the valid real estate license and their valid identity documents, and transfer the contract to the real estate management department for national tax calculation.
2, the real estate department to review the relevant documents, and in reply.
3. The real estate management department also conducts on-site assessment of real estate verification.
4. The parties to the real estate transfer pay certain taxes and fees, and the real estate management department issues the transfer certificate.
Legal basis:
jiangsu province city real estate trading management regulations
Article 5
The competent departments of housing and urban and rural construction and natural resources of the provincial people's government shall, in accordance with the functions and powers prescribed by the provincial people's government, conduct real estate transactions and real estate registration within the administrative region of this province.
3. What is the current qualification for buying a house in Suzhou?
I. Scope of housing purchase restriction in Suzhou: Suzhou City (including Wujiang District), Kunshan City and Taicang City.
Two. Transition between old and new policies 1 online signing contracts submitted before 24: 00 on October 3rd,1and 10 shall be implemented according to the old policies. 2. For the tripartite agreement signed before 24: 00 on October 3, 65438/KLOC-0, and the deposit has been paid, the online contract signed through manual on-site audit and bank mortgage depends on the specific policies of each bank. 3.6543810.4 after 0: 00, if a tripartite agreement is signed and the deposit has been paid, the new policy shall prevail.
Third, the household registration purchase restriction policy 1, non-local household registration households need to provide one-year tax payment or social security certificate in Suzhou City (including Wujiang District), Kunshan City and Taicang City within two years; 2. Non-registered households in this city are prohibited from buying two suites; 3. Households registered in this city are prohibited from buying the fourth suite; 4. The purchase restriction is based on the family (minor children of husband and wife). 5. At present, the management department is responsible for the qualification examination of buying a house within the scope of purchase restriction through the network, and there is no need to go out to prove that there is no room.
Fourth, the down payment ratio purchase restriction policy 1, the minimum down payment ratio of the first suite is raised from 20% to 30%; 2. If there is a house purchase loan record and no actual housing, and there is a suite but no loan record or settlement, the minimum down payment ratio of the second suite commercial loan will be increased from 30% to 50%. 3. If there is a suite and the loan is not settled, the minimum down payment ratio of the applicant's business loan will be increased from 50% to 80%; 4. For families with more than two suites, suspend commercial loans.
Verb (abbreviation of verb) housing accumulation fund policy 1. If the employee family uses the provident fund loan for the first time, the maximum loan amount will remain unchanged; 2. If employees' families use provident fund loans for the second time, the maximum amount of family loans will be adjusted from the current 700,000 yuan to 500,000 yuan, and the maximum amount of single-person loans will be adjusted from 450,000 yuan to 300,000 yuan; 3. If the employee family uses the provident fund loan for the second time, the down payment ratio will be adjusted from not less than 30% of the total house price to not less than 50% of the total house price; 4. If employees' families use provident fund loans for the second time, the loanable amount shall be calculated by 10 times of the sum of the borrowers' personal account balances, and adjusted to 6 times of the borrowers' personal account balances; 5, suspend the acceptance of employees' families to apply for personal housing provident fund discount loans (incremental revolutionary business) business.
6. Household registration certification 1, and Suzhou urban area is regarded as Suzhou hukou. 2. Suzhou collective hukou. The original Suzhou hukou of active servicemen is Suzhou hukou. 3. As long as one of the husband and wife is registered in Suzhou, it will be implemented according to the Suzhou household registration policy. 4, the introduction of foreign talents, the relevant certificates issued by the district and municipal organizations, equivalent to Suzhou hukou. 5. For foreign hukou, social security or individual tax certificates that have been paid 1 year or more in Suzhou (including Wujiang District, Kunshan City and Taicang City) within two years are required. 6. Foreigners (including Hong Kong, Macao and Taiwan) are equivalent to foreign accounts.
Fourth, the purchase policy of Suzhou in 2022
Suzhou's Latest Loan Policy in 2022
Whether buying a car or buying a house, people generally choose loans. The mainstream loan methods include commercial loans, housing provident fund loans and portfolio loans.
① Commercial loan
Suzhou first loan, the minimum down payment is 30%!
No room with loan record, 1 suite without loan or settled, minimum down payment is 50%!
There is 1 apartment and the house purchase loan has not been settled. Minimum down payment is 80%!
There are 2 houses, and the loan is stopped, that is, the third one needs to be purchased in full!
① Provident fund loan
Many people are applying for provident fund loans because the interest rate is relatively low.
From June 1 202 1 1, the housing provident fund (off-site provident fund) deposited in other provinces and cities outside the administrative region of Suzhou meets the conditions for purchasing houses in Suzhou, and you can borrow money to buy houses in Suzhou!
Scope of application: Off-site loans refer to housing provident fund loans for employees who have paid housing provident fund in provinces and cities outside the administrative area of Suzhou, which meet the conditions for purchasing houses in Suzhou. They bought their own houses in Suzhou, and applied to Suzhou Housing Provident Fund Management Center with the certificate of the housing provident fund management center where they paid.
But it only applies to areas outside the industrial park. Shanghai Provident Fund can now buy a house in Wujiang District to repay the loan.
legal ground
"Several Policies and Measures on Further Helping Market Subjects to Solve Difficulties and Focus on Stabilizing Economic Growth" Article 1 The municipal financial special funds provide support for "characteristic and innovative" small and medium-sized enterprises facing temporary difficulties in production and operation. Encourage all county-level cities (districts) to increase assistance to small and medium-sized enterprises. During the epidemic period, priority will be given to providing financial support to rental-free entrepreneurial bases for small and medium-sized enterprises. (Municipal Bureau of Industry and Information Technology, Municipal Finance Bureau, etc.). The people's government at the county level, Suzhou Industrial Park and Suzhou High-tech Zone Management Committee are responsible for the division of responsibilities. The following policies and measures need to be implemented by the people's governments of counties and cities, Suzhou Industrial Park and Suzhou High-tech Zone Management Committee, and are no longer listed separately).