Gome's interest is 0.03% per day, but in addition to the loan interest, Gome will also charge 0.27% for the quick review of credit information, so the total daily rate is 0.3%. The specific calculation method of interest is as follows: for example, if you borrow 1 0,000 yuan, the loan term is 10 day, and the interest expense is 1 0,000 *10 = 57 yuan. Because American loans are short-term micro-loans, the loan period is 7-30 days, so the loan period will not be long.

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The interest rate of Gome's American loan is 0.3% per day, which is relatively high, but the American loan is a short-term loan with a maximum loan period of 30 days. Moreover, the loan conditions of American loans are low and the review speed is fast. For friends who need money badly, you can use American loans. In addition, after the US loan is overdue, the US loan will charge late fees and overdue management fees. The late payment fee is 10 yuan/transaction, but the overdue management fee is not: 15 days, and the rate is 0.5%; If it exceeds 15 days, the rate will be 0.75%. Please note that the ratio is calculated on a daily basis.