The interest rate of Shuxin e loan is as low as 3.85%, which can be recycled, with a maximum amount of 200,000 and a maximum term of 5 years. This is an online consumer loan launched by Sichuan Rural Credit Cooperative. After the successful application of Shuxin E, the use of the next loan amount is limited. According to the regulations of Sichuan Rural Credit Bank, Shuxin e-loan shall not be used to purchase real estate, stocks, futures, funds, products and financial derivatives. And other uses prohibited by national laws, regulations and rules. If the bank finds that the applicant does not use it according to the regulations, it will recover the unused loan amount and demand repayment of the used amount.

Loan means that in order to avoid the short-term deterioration of asset quality and reduce the rate of non-performing loans, banks generally adopt the way that borrowers (including enterprises and natural persons) apply for an agreement with banks before the loan expires, first raise funds to repay the loan principal and interest, and then borrow from banks to resume the loan. Lending generally means that enterprises and individuals will borrow new loans or return old loans to banks for new loans. If you still borrow the new and return the old, you need to borrow money to restore the loan, then borrow money from the bank and resume the loan.