Honey, that bank can handle it as long as you have something or a guarantor.

2. Which bank in Kaifeng can handle the new car mortgage loan?

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3. How long does it take to buy a second-hand house in Kaifeng and apply for a mortgage loan through an intermediary, from the successful transfer of the real estate license to the bank loan?

The transfer procedure is generally as follows:

1, select

2, apply for a loan from the bank, but the bank does not accept individuals to directly apply for second-hand housing intermediary companies or guarantee companies (with

3. To submit relevant information, generally speaking, you need: identity certificate, marital status certificate (marriage certificate, divorce certificate or unmarried certificate), income certificate stamped with the company's financial seal, copy of the company's business license with the official seal issued by the income certificate, and some banks also need to provide the applicant's school deposit certificate, valuable certificate, car, real estate) and professional title certificate.

4. The bank will assign a lawyer to talk with the loan applicant, inform him of the relevant rights and obligations, and review the relevant certificates, documents and materials provided by the applicant.

5. The bank assigns an appraiser to evaluate the property purchased by the loan applicant and determine the transaction price between loans);

6. The lawyer submits the appraisal report, and the bank examines the applicant and the loan amount provided according to the above information;

7. The bank confirms that it can provide a letter of commitment to inform the buyer and the seller to submit the payment to the seller at the scheduled transfer time;

8. After the transfer, the bank saw his property right certificate or mortgage, and the bank transferred part of the loan to the seller, and the buyer began to pay back the monthly payment.