Banks provide mortgages for shops. If a customer goes to the bank to apply for a shop loan, but in most cases, the shop does not meet the requirements put forward by the bank, so the bank does not give the loan.
There are generally the following reasons that lead to shops failing to meet the requirements: the geographical location of shops is not good, and the evaluation value is not high; Or the store is leased back, and the customer is not the legal owner, nor is it the person who has the right to dispose of the mortgaged store; The income of shops is not high, and there is no repayment ability after the loan.