;?In these years of rapid development of online loans. Many people default on their repayments after taking out online loans. Generally speaking, people who default on online loans will be included in the online loan blacklist. So, what are the disadvantages of being on the online loan blacklist? Here, I would like to introduce the relevant content to you. The consequences of entering an online loan blacklist are much more serious than everyone imagines. Many people already regretted it after finding out. Here, I will tell you in detail the disadvantages of online loan blacklists.

1. Unable to apply for online loans. After entering the online loan blacklist, borrowers are often unable to apply for online loans. Formal online loan platforms will check the online loan blacklist when reviewing loans and exclude loan users on the list. In other words, it will be basically impossible for everyone to use online loans for emergencies in the future.

2. Unable to enjoy credit services. In addition to central bank credit information, there are many private credit information systems and local credit information systems in society. Once the information on the online loan blacklist is obtained by these credit reporting systems, the people on the blacklist will leave bad records on these credit reporting systems. People who leave bad records on the credit reporting system not only have difficulty applying for loans and credit cards. It is also difficult to enjoy many public welfare benefits, deposit-free services, etc.

3. Listed as Lao Lai. Many people on the blacklist of online loans have been included in the "list of dishonest persons" by relevant departments. Once you enter the "list of dishonest persons", it means you have become a "lao Lai", and your normal consumption will be restricted in the future, and your children's education and job hunting will also be negatively affected. In addition, Laolai may also be subject to enforcement action. At that time, Laolai's bank accounts will be frozen and valuable properties will be seized and auctioned to repay debts. The above has introduced to you the disadvantages of being on the online loan blacklist. In general, the disadvantages of being on the online loan blacklist are more serious than everyone thinks, and the negative effects are widespread.