1. When employees or their immediate family members purchase self-occupied houses, they shall pay off the purchase price within one year after signing the purchase contract or handling the house ownership certificate;

2 employees or their spouses repay the principal and interest of the house purchase loan within the loan term and repayment amount;

3, workers or their spouses to build, renovate, overhaul the owner-occupied housing with property rights, within one year after the completion of the housing.

The materials required to receive the provident fund are as follows:

1. Original and photocopy of the house purchase contract or agreement;

2. Original and photocopy of employee ID card;

3, provident fund units issued by the provident fund withdrawal certificate;

4. The original and photocopy of the provident fund card;

5. Other materials.

Provident fund withdrawal process:

1. Individuals apply to the unit, fill in the Application Form for Withdrawal of Employee Housing Provident Fund and submit the corresponding proof materials for withdrawal under various circumstances;

2. Notify the provident fund center after the unit is approved. When the employee cancels the account, the unit still needs to seal the provident fund of the relevant personnel at the handling bank;

3, provident fund center for examination and approval of employee provident fund withdrawal application;

4, provident fund center transferred to the unit, from the unit to the employee bank account.

Legal basis: Article 25 of the Regulations on the Administration of Housing Provident Fund.

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.