I. Internet loans
The characteristics of online lending are unsecured, unsecured, fast in lending, low in loan threshold and low in expected annualized interest rate, and it is a major form of credit loans for college students.
The conditions for applying for online loans are very simple, and there is no need for complicated application forms and procedures, just Xue Xin. Provide com account and personal real and effective information. After the applicant fills in the information, it is submitted to the online loan big data risk control review. According to different personal qualifications, the speed of loan review varies, but it can generally be completed within 3-5 working days.
Second, student loans.
Student loan is suitable for students from poor families to pay tuition and accommodation fees during their school days. There are two kinds of loans: national student loans and student-origin credit student loans. Student loans are also college students' credit loans, because there is no need to apply for loan guarantees or mortgages.
The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.
Third, risk loans.
College students' entrepreneurial loans are mainly suitable for college students with entrepreneurial needs. They are unsecured and unsecured credit loans for college students (undergraduates, graduate students, doctoral students, etc.). ) issued by banks and other fund issuers.
College students need to apply for loans directly from banks, apply for discount loans for small and medium-sized science and technology enterprises and guarantee loans with new technological achievements or intellectual property rights and patents.
The above is about "How many types of college students' credit loans are there? How to borrow separately? "I believe you have a general understanding of college students' loans and a clear direction. Please keep an eye on it.