Ms. Wang of Guangzhou encountered such a problem, and the bank that was loaned took it to court. What happened was this: Ms. Wang's ID card was lost before 20 19 10 18. During this period, someone opened a bank card with Ms. Wang's ID card and applied for a loan of 1 10,000 yuan, and then the criminals failed to repay. Seeing that the loan had not been repaid, the bank took Ms. Wang to court.
After hearing the case, Guangzhou Internet Court rejected the bank's appeal, and Ms. Wang did not have to bear the loan. Because this loan is not Ms. Wang's own loan, and the bank card borrowed is not Ms. Wang's own card, even the bills reserved for opening the card are forged, and the reserved phone number is not Ms. Wang's phone number. Ms. Wang's personal information data may be fraudulently used by others. And according to the regulations, I need to apply for a bank card, and the loan needs my loan. Ms. Wang has not completed the process of bank card opening and lending, and the bank should bear the legal consequences caused by lax review of card opening and lending.
From this case, we know that we must take good care of our personal information and things that prove our identity to prevent criminals from using it. All institutions and individuals should also abide by the state regulations on the security protection of personal information, and do not use other people's information without authorization, which is illegal.
This case also tells us that no matter what kind of work, the supervision and audit department must strictly follow the standards, otherwise it will easily lead to accidents and unnecessary losses due to negligence.