First, spend money, borrow it.
These two models are Alipay's own products, and I believe everyone is familiar with them. Bai Hua is similar to a credit card, which can have an interest-free period of up to 50 days (for example, purchase on June 65438+1 October 2 1 day, confirmation of receipt and payment on February1day, repayment on June 10), and monthly repayment date 10, with a limit of 50. Ant Borrowing is an unsecured and unsecured Alipay credit loan with a loan amount of 500,000-300,000 yuan, the longest loan period of 12 months and the daily interest rate of 0.0 15-0.06%.
Second, financing immediately.
"Easy Flower" and "Job Flower" are instant financial products, which can be directly searched in Alipay window. The credit line is between 1000 and 50000, and the revolving credit line can be borrowed and returned. The interest rate is very high. The figure below shows Ke Ben's own quota.
Third, Guangfa Mi You Finance
Guangfa Mi You Finance is an Alipay loan of Guangfa Bank. The loan amount starts from 500 yuan, and each loan amount is a multiple of 500 yuan. The repayment period of Guangfa Mi You Finance is relatively long, which is 3- 12 months.
Fourth, recruit good loans.
Zhaolian Good Term Loan is a personal consumption credit loan jointly launched by China Merchants Bank and China Unicom. It is an unsecured and unsecured personal credit loan product. A good-term loan requires a sesame score of over 600, an age of 2 1-50, a real-name Alipay user, a loan amount of1-200,000 RMB, and a daily interest rate as low as 0.03%!
V. Future stage and interesting stage
Future installment is a credit loan product jointly launched by Fun installment and Alipay. You can apply for sesame score above 600, with a maximum of 10000. Recently, a special fund for car purchase was launched. If necessary, you can search for future installments in Alipay window.
Sixth, China Post consumer finance.
Users can search for "China Post Consumer Finance" in Alipay service window. If the sesame score is not less than 620, you can apply online through the "China Post Consumer Finance" service window, and the maximum loan can be 50,000 yuan, which can be divided into 24 installments.
Seven, Yin Bao consumer finance.
Baoshang Bank launched, sesame score above 620 can be applied, the maximum amount is 50,000, the fastest loan is 5 seconds, and the annual interest rate address of quality customers is 9%.