1. At least 20 years old but not more than 60 years old, with full capacity for civil conduct.
2. He is an e-banking customer of our bank and holds the security authentication tools issued by our bank (supporting second-generation KBao and KLing customers).
3 stable income, with the ability to repay the loan principal and interest on schedule.
4. Personal credit is good, and there is no bad record in the credit report.
5. There is no unexpired NetJet loan amount or outstanding NetJet loan balance.
Extended data:
In addition to meeting the basic conditions, different types of customers should also meet the following conditions:
1. The repayment time of the personal housing loan associated with the mortgage customer has exceeded 24 months (inclusive).
2. Social security/provident fund customers have social security/provident fund deposit information for more than 2 years (inclusive), and the latest update date is within 6 months; And there is no personal business loan balance.
3. The time limit for the bank to pay wages to customers exceeds 1 year (inclusive); No personal business loan balance.
4. Debit card transaction records of debit card customers are more than 2 years (inclusive); There is no personal business loan balance.
Netjet loan refers to a small consumer loan granted by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions, which is self-applied, automatically approved and used by themselves. Is a "pure online, full self-help" credit product.
Loan target: individual housing loan customers of China Agricultural Bank, customers who pay housing accumulation fund on time and customers who pay social insurance on time.
Netjet Loan is a small consumer loan issued by Agricultural Bank of China to individual housing loan customers and customers who pay housing provident fund on time in some areas. The maximum loan amount is 300,000 yuan, the loan term is 1 year, and the interest rate rises on the basis of the one-year loan benchmark interest rate 15%. The interest rate of non-mortgage customers rises by 65,438+05% ~ 50% according to factors such as customer qualification.
China Agricultural Bank online fast loan application conditions:
1. Personal loan has been handled at the Agricultural Bank of China.
2. The signed debit card is the loan account agreed in the personal loan contract and is in a normal state.
3. All loans associated with the signed debit card have no overdue loan principal and interest.
4. Other conditions stipulated by the Agricultural Bank.
As long as the application conditions are met, the Agricultural Bank of China can apply for online loans, fill in the information and wait for approval before lending. Generally, the review time is about ten minutes, and you can see the results after applying for review 10 minutes.