It will affect the credit investigation, not the political review. It is recommended to repay the loan on time.

The consequences of overdue repayment of Alipay Flower Garden:

1. overdue penalty interest: interest will be generated after overdue. If it is overdue, it will only be resumed if the principal and handling fee are paid together. Five ten thousandths of a day, ten thousand yuan a day in 5 yuan.

2. Reduce the sesame credit score: not only your own sesame credit branch will be affected, but also the sesame scores of relatives and friends will be implicated, and personal reputation will also be reduced. The sesame credit branch will be less than 600.

3. Bad credit record: Bai Hua's overdue repayment affects Sesame's credit score, which in turn affects personal credit record. Now Alipay Sesame Credit Score has become one of the eight credit reporting agencies (JD.COM Baitiao, Bai Hua and other online loans affect personal credit records).

4. Affect the loan and card: Due to the bad credit record, the loan to buy a house and a car will have a great impact, and the interest of the bank installment may also generate more expenses because of your bad credit record. It may be difficult to apply for a credit card again, and even if it is approved, the amount may be very low (what are the remedies for how to apply for a new card after the credit card expires).

Legal basis:

Article 8 Citizens under any of the following circumstances shall not be enlisted for active service:

(1) Spreading politically incorrect remarks, and writing, editing, publishing or publishing politically incorrect articles or works.

(2) Having been subjected to criminal punishment, reeducation through labor, asylum education or administrative detention;

(3) Being under investigation for being suspected of violating discipline and law, or being investigated, prosecuted or tried;

(4) Being expelled from public office, ordered to resign, expelled from school, expelled from the Party, kept on probation, or expelled from the Party for serious mistakes;

(5) Tattoos showing signs of underworld organizations or criminal gangs, which are detrimental to the national image and social morality;

(6) Having close ties with people with complex political backgrounds at home and abroad and being politically suspicious;

(seven) participated in cult organizations or activities, participated in harmful martial arts organizations or actively participated in activities; Major family members, immediate family members, major social relations members or other relatives who have great influence on themselves are backbone members of cults or harmful martial arts organizations;

(eight) I or major family members, immediate family members to participate in ethnic separatism, violence, terror, religious extremism and other illegal organizations, criminal gangs or activities with the nature of the underworld;

The main members of social relations or other relatives who have great influence on themselves are the backbone of the above-mentioned illegal organizations;

(9) The main family members, lineal relatives, members with major social relations or other relatives who have a great influence on me have been subjected to criminal punishment, expelled from the Party, expelled from public office or have serious illegal problems that have not yet been ascertained, and I have sheltered or retaliated;

(ten) the main family members have criminal acts that endanger national security or serious political problems, and I can't draw a clear line;

(eleven) other circumstances that do not meet the political conditions for enlistment for active service.