Hongyuan Payment is a domestic payment institution that provides payment services and financial products. According to the current information, Hongyuan Payment does not provide loan services. Reserve refers to the fund reserve for emergency or temporary expenditures. Under normal circumstances, the reserve fund is reserved by the individual himself and has no direct relationship with the payment institution.

If you need loan service, I suggest you choose a formal financial institution or credit platform for detailed understanding and comparison. When choosing a lending institution, we need to pay attention to its legal qualifications, interest rates, repayment methods and other related information. At the same time, loans need to be cautious, clear their repayment ability and risk tolerance, and avoid getting into debt trouble.