How much is the down payment and monthly payment for a 250,000 house?
If the area of a 250,000 house is less than 90 square meters, the down payment must be at least 20%, that is, the down payment is 50,000. If the house area is more than 90 square meters, the down payment should be at least 30%, which is 75 thousand. The monthly payment should be calculated according to the down payment and the loan period. If the down payment is 654.38 million yuan and the loan period is 65.438 +00, the total loan amount is 65.438+050.000 yuan, the total repayment amount is 65.438+090.039.5438+0 yuan, and the interest is paid+0 yuan.50001.
How much is the mortgage interest for buying a house?
Bank loan interest rate: the annual interest rate of interest rate items (%). When making a loan, you need to estimate the daily interest. Divide the annual interest rate by 365 and convert it into daily interest rate. The loan interest rate is 4.86 within six months (including six months), 5.3 1 for six months to one year (including1year), 5.40 for one to three years (including three years), 5.76 for three to five years (including five years) and 5.94 for loans over five years. However, the standards of each bank are different, depending on local conditions.
What conditions do you need to buy a house with a loan?
1. The borrower needs to have a stable occupation and income, good credit and the ability to repay the principal and interest of the loan.
2. A commercial housing sales contract has been signed with the developer. According to the personal credit situation, the down payment ratio stipulated by the bank has been paid, more than 30%.
3. The loan amount will be determined according to the borrower's credit status, occupation, repayment ability and the liquidity of the purchased house. Agree to register the purchased house as mortgage.
Summary of the article: The above is what I introduced to you about the down payment of 250,000 houses and the monthly interest on mortgages, hoping to help some friends in need.