Alipay can take loans if you are 51 years old.

You need to be over 18 years old to borrow money on Huabei. But to successfully borrow money on Huabei, users also need to meet other conditions on the platform. Generally speaking, if a user who has just turned 18 years old opens Huabei to borrow money, since there is not enough historical credit record to provide data analysis for the system, the application is more likely to be rejected. Even if the opening is successful, the limit will be very low at the beginning.

Alipay provides a variety of loan platforms. Different loan platforms have different application conditions. Generally speaking, there are certain requirements for Zhima Fen. 1. Borrow: The Zhima credit score is not less than 600, the Alipay account is in normal condition, has not been sued, and the personal credit report is good. 2. Taobao order loan: Have a registered Taobao store, operate it for at least 2 months, and have good credit. 3. China Merchants Union Hao Futures Loan: Zhima credit score is not less than 600, you need to provide a bank card in your name, and the system will conduct a comprehensive assessment of your personal credit.