Hello, the general mortgage loan charge in Hangzhou is 3% handling fee. Because of the competition in recent years, the general charge is around 2%. Of course, the charge varies according to your loan amount and customer qualification. I am one of the first mortgage borrowers around 20 1 1. I can help you with all the bank relations, loan procedures and materials in Hangzhou. If necessary, I can talk to you privately, and I will give you a discount if I charge you personally.