You can check it in the mobile APP.
Zhaolian Finance is a comprehensive financial application launched by Zhaolian Consumer Finance Co., Ltd., a pure online credit lending platform. Zhaolian Finance has two major consumer financial product systems, namely "good loan" and "credit payment", providing users with all-inclusive consumer credit services with unsecured and low interest rates.
In February 2022, Zhaolian Consumer Finance Co., Ltd. was fined 2.9 million yuan by the China Banking Regulatory Commission for eight illegal facts, including improper collection behavior and careless product pricing management.
How to inquire about the loan of Zhaolian Consumer Finance
How to inquire about the loan of Zhaolian Consumer Finance
1. Open the software and click on mine.
2.
Click on the loan and return record on my page.
3.
After entering the page, you can query the recent loan records.
How do you think I have a loan in Zhaolian Finance?
In Zhaolian Finance, there are three main ways to check whether you are in arrears: First, download the relevant software of Zhaolian Finance, which is also available in the APP of China Merchants Bank. This is the most direct and convenient way. After entering the software, search for the part related to the loan. Click to see if there is any arrears. If there is arrears, there is repayment information; Otherwise, there is only the loanable amount. Check personal credit information, register personal information with the central bank, and then download your own credit report. If there is information about Zhaolian Finance, it means there is a loan. If you can't find it, you can check the loan date. Finally, call Zhaolian Financial Customer Service and ask directly. You need to enter personal information for verification when asking, such as ID information.
1. Is Zhaolian Finance a formal platform?
Zhaolian Consumer Finance Co., Ltd. is an Internet consumer finance enterprise jointly sponsored by China Merchants Bank, China Unicom and China, aiming at exploring a new model of Internet finance in China. Its headquarters is located in Shenzhen, Guangdong Province, and its registered place is Shenzhen Qianhai, with a registered capital of 2.859 billion yuan. Zhaolian Finance officially opened on March 6, 2005+2065438. At present, the products of Zhaolian Consumer Finance Co., Ltd. mainly include "small change", "good loan" and "credit payment". Zhaolian Financial app: a comprehensive financial application launched by Zhaolian Consumer Finance Co., Ltd., a pure online credit lending platform. Now it is also the mainstream credit platform used by many friends. Zhaolian Finance will regularly launch various preferential activities, such as interest-free loans and interest concessions, which can bring tangible benefits to users and are also very good.
Second, how can there be a financial record without borrowing money?
The user is recruiting and has not applied for a loan, but Zhaolian Finance shows that there is a loan record, and relevant evidence can be collected and fed back to Zhaolian Finance. After receiving the relevant evidence, the recruitment association will verify the user's loan record, and if it finds that the user has not applied for a loan, it will delete the loan record. And the user applied for a loan, but forgot it, then Zhaolian Finance will definitely record the loan record.
The daily interest rate of Zhaolian financial loan is as low as 0.029%. The normal interest rate should be between 0.03% and 0.04%, and the loan term is different for different products selected by users. Interest will vary with different quotas, and even zero-interest loan preferential activities will be launched irregularly. Our friends choose different products. Different loan terms will lead to different interest rates, or even introduce zero-interest loan preferential activities from time to time.
Zhilian Finance is a survey of credit information and sesame points.
Zhaolian good loans do not check credit information, but there are requirements for sesame credit scores.
1. Timely loan requires authorized sesame credit score, and it must be more than 600 points.
2. The age requirement is 2 1-50 years old.
3. Alipay needs real-name authentication.
What does China Merchants Bank's financial loan to bank card mean?
What does Zhilian financial lending show to bank cards? Of course, it shows how much money you borrowed from Zhaolian Finance, and it has been credited to your personal bank card.
Financial Application Zhaolian Finance has two major consumer financial product systems, namely "good loan" and "credit payment", providing users with universal consumer credit services with no guarantee and low interest.
Zhaolian Finance has covered many consumption scenes such as shopping, tourism, education and decoration.
This concludes the inquiry about Zhaolian financial loan and the introduction of where to open Zhaolian financial loan. I wonder if you found the information you need from it?