The agent can pay off the mortgage in advance at the bank counter with the authorization document, the lender's ID card and other relevant documents. If the bank supports others to handle the mortgage repayment business, then the agent can handle the mortgage repayment business at the bank counter in advance with the authorization document, the lender's ID card and other relevant documents. If the bank does not support others to handle the business on behalf of others, the lender himself must go to the bank to handle the mortgage repayment business. Different mortgage banks have different regulations. When users are not sure whether they can entrust others to handle business, they can call the customer service hotline in advance for consultation.

Second, how to book personal loans on behalf of enterprises

If an individual lends money to a company in his own name, it can be counted as a loan: bank deposit loan: other payables, but the loan agreement should be written well.

Third, how to book personal loans on behalf of enterprises?

The penalty interest paid is included in the financial expenses: debit: financial expenses-interest loan: bank deposit.

4. Can the mortgage be withheld by the card of immediate family members?

The mortgage cannot be withheld by the card of immediate family members, and it needs to be deducted from the repayment account designated by the loan bank to facilitate the unified deduction by the bank.

The mortgage processing flow is as follows:

Before applying for a loan, the borrower should find out whether the purchased building has a letter of commitment issued by the bank to provide personal housing mortgage loans. Then, the borrower applies for personal housing mortgage loan, fills in the loan application approval form, and submits the original and photocopy of relevant materials (down payment certificate, sales contract, ID card, proof of economic income source, etc.). ) to the loan bank;

Developer: As the loan guarantor, sign and seal the "Guarantor's Opinion" column of the loan application approval form;

Loan bank: the bank staff will review all the materials and documents submitted by the loan applicant and approve them step by step;

The loan bank takes back the completed materials and issues loans according to the legally effective loan contract;

Land and Resources Bureau Property Right Registration Notary Office: handle the registration formalities of property right mortgage;

Notify the developer to recover the loan contract, and the developer will issue a certificate of payment to the lending institution;

Notify the borrower to take back the loan contract, iou and insurance policy;

The bank staff of the loan bank will file the loan file.