I have been working hard in Beijing since I graduated from college, and I have some money. I want to open a clothing store in Beijing, but there is still a gap between my money and the store, so I want to get a loan. What I want to know is what conditions are needed for 20 16 Beijing personal business loan? 1, with full capacity for civil conduct, aged between 18 and 50 years old; 2. Holding the industrial and commercial business license, tax registration certificate and relevant business license issued by the administrative department for industry and commerce; 3, engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule; 4, good credit, law-abiding, no bad credit and debt records, and can provide mortgage, pledge or guarantee recognized by the bank; 5. Having a fixed domicile and business premises in the agency; 6. Open a settlement account in the loan bank and handle daily settlement through the loan bank account; 7. Other conditions stipulated by the bank.