No.
But other forms of loans can be processed, such as mortgage loans, credit loans, secured loans, etc.
The conditions for provident fund loans are as follows:
1. Provident fund loans are limited to employees who have applied for provident funds, and will not be accepted for employees who have not applied for provident funds.
2. Those who participate in the housing provident fund system must also meet the following conditions to apply for a housing provident fund personal home purchase loan: the number of consecutive provident fund payments must be no less than six months. If the time and amount of providing provident fund payment are unstable, it will reflect the instability of the income of the parties involved, and risks will easily arise after the loan is granted, resulting in losses for the bank.
3. For couples, if one party has applied for a provident fund loan, the other party cannot apply for it. This is because the purpose of housing provident fund loans is to provide guaranteed financial support to meet the most basic housing needs of employee families.
4. When applying for a loan, in addition to having a relatively stable economic income and the ability to repay the loan, you must not have any other excessive debts. When employees are burdened with other debts, it is very risky to grant housing provident fund loans, which will make the provident fund operate under risks.
5. The provident fund loan period shall not exceed 30 years. When applying for a portfolio loan, the loan terms of the provident fund loan and the commercial housing loan must be consistent.