Facing overdue financial loans and judicial assistance letters is indeed a difficult problem.

As for the judicial assistance letter, it is part of the judicial process. The purpose is to ensure that relevant units can assist in obtaining evidence, strengthen the intensity and depth of case investigation, and ensure the smooth progress of the judicial process. Since the investigation letter has been sent to the town, this indicates that the financial institution has taken legal measures to recover the overdue loan.

As for the village’s requirement to report household registration information and insurance materials, these are personal private information and should be treated with caution. Before providing this information, it is recommended that you contact the financial institution to learn about the specific overdue situation and treatment plan. If you really need to cooperate with the investigation, you should also ensure that your personal information is not misused or leaked.

As for the problem you mentioned of being temporarily unable to repay, here are some possible solutions:

Negotiate with financial institutions

Proactively negotiate with financial institutions Communicate, explain the current predicament and willingness to repay, and see if deferred repayment, installment repayment or other repayment arrangements can be reached. Financial institutions usually consider the actual situation of the borrower and seek a solution acceptable to both parties.

Seek help from relatives and friends

If possible, you can seek temporary financial support from relatives and friends to ease the current repayment pressure. But please make sure you have a clear repayment plan and commitment when borrowing, so as not to cause unnecessary trouble to your relatives and friends.