First, the difference between extension and extension 1. Different times. When applying for loan guarantee extension, a written certificate that the loan guarantor agrees to extend the loan guarantee and continue to guarantee it shall also be issued. The loan extension period shall not be lower than the original loan conditions. The extension of short-term loans shall not exceed the original loan term; The extension period shall not exceed half of the original loan period, and the longest extension period of long-term loans shall not exceed 3 years. If the customer fails to apply for extension or the extension application is not approved, the loan will be transferred to the overdue loan account the day after the maturity date. 2. Different functions. The extension of the loan is decided by the lender. If you can apply for mortgage loan or pledge loan extension, the guarantor, mortgagor and pledgor shall also issue a written consent certificate. Failing to go through the relevant extension or loan procedures, failing to return the loan principal and interest to the bank that issued the loan according to the loan period agreed in the loan contract during the extension, so that the loan extension exceeds the agreed period. 3. The duration is different. Judging from its nature, there is no * * * relationship such as marriage and family during the loan extension period, so its * * * relationship is short-lived; However, the relationship between extensions is relatively stable, so the duration is longer. Extended information: 1. Conditions of loan issuance During the loan period, the borrower has temporary cash flow difficulties, which leads to the inability to repay the loan principal on schedule, which is in line with the extension conditions. Under normal circumstances, he applies to the loan bank for extension 30 working days in advance. The loan extension shall not be less than the original loan term: the short-term loan extension shall not exceed the original loan term; The extension of medium-term loans shall not exceed half of the original loan term; The longest extension of long-term loans shall not exceed 3 years. Two. When applying for loan guarantee extension, the loan guarantor shall also issue a written certificate that the loan guarantor agrees to extend and continue to guarantee. The loan extension period shall not be lower than the original loan conditions. The extension of short-term loans shall not exceed the original loan term; The extension of medium-term loans shall not exceed half of the original loan term; The longest extension of long-term loans shall not exceed 3 years. If the customer fails to apply for extension or the extension application is not approved, the loan will be transferred to the overdue loan account the day after the maturity date. The Interim Measures for the Management of Personal Loans issued by CBRC on February 20 10 stipulates that the cumulative extension period of personal loans within one year (inclusive) shall not exceed the original loan period; For personal loans of more than one year, the cumulative extension period and the original loan period shall not exceed the maximum loan period stipulated by the loan variety.