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How about the work of the credit department of the 4s shop?
1. How does the credit department of the automobile 4s shop operate?

It's just work. There's no money.

Second, is the loan specialist of China Merchants Bank's 4s store good?

This job is ok. The job of credit specialist will be difficult at first, but if it can be honed and persisted in the early stage, it will be of great help to personal ability, contacts and development, and bring considerable benefits to the company.

3. What does the bank credit department do?

As the name implies, the credit department of a bank is the department that manages credit. Its task is to strive for corporate deposits, review and issue corporate loans. Employees in the credit department are generally called loan officers or project managers. Each bank has a different name, and each person is responsible for several enterprises (or units). They should be familiar with the operation and financial situation of the enterprise and master the use of enterprise loans. If you practice, the loan officer is the teacher. He (she) will teach you to understand the financial statements of the enterprise, analyze the operation and financial situation of the enterprise, and go to the enterprise to understand the real situation of the enterprise on the spot. Loan officers spend most of their time running outside instead of sitting in the office, requiring them to have strong public relations and analytical skills and be good at dealing with people. The ratio of boys to girls is not specified, but mainly depends on ability. The credit department is the key department for banks to obtain profits, and it requires higher personnel. As for the internship time, I have to go to work, that is, from Monday to Friday.