It means that your loan application has been approved. Has entered the loan issuance process. You can go to the bank to go through the formalities with the relevant documents. The smart personal loan shows "Payment conditions are being implemented", which should be approved and wait for the loan. If you need to approve the personal commercial loan after applying for it in China Bank and implement the pre-conditions before lending, you can log in to the official account of China Bank Mobile Banking, Personal Online Banking and "China Bank Weizhong Bank" WeChat to check the loan approval progress in my own name.

What is a smart loan? Smart loan is a brand-new repayment method of automobile loan. With the same principal and interest, your monthly payment will be much lower than the previous monthly payment. This is because part of the principal, that is, the loan is postponed when the loan expires, and the amount of the loan depends on the loan term. Divide the loan into two parts, the down payment and the final payment. If the disposable income will increase significantly in the next few years, it is recommended to choose the smart loan method. This is because the monthly repayment amount is greatly reduced during the loan period, and a variety of final repayment methods can be selected according to the situation at that time when the loan expires.