Only if the car dealer reaches an agreement with China Merchants Bank.
Second, China Merchants Bank credit card car staging conditions China Merchants Bank credit card car staging process
For friends who want to buy a car, but don't have enough funds, they can handle the car installment business with China Merchants Bank credit card, and they can take their favorite car home only by paying part of the principal and handling fee every month. However, not everyone can handle this car installment business, and only qualified applicants can successfully apply. Let's have a look. Automobile installment means that the bank provides a certain amount of installment payment according to the credit status of credit card holders to meet the needs of cardholders to buy designated brand cars during the disposal period of designated dealers. It is a new car loan model, which fully relieves the repayment pressure. China Merchants Bank credit card car installment application conditions: 1, in Chinese mainland; 2. A natural person with full capacity for civil conduct; 3. The age is between 18-60 years old; 4. There is no serious bad credit record of banks or credit institutions; 5. Have a legal and stable job or income. The installment process of buying a car with China Merchants Bank credit card: 1. Cardholders can call the issuing bank to inquire whether they can handle the car purchase business by credit card installment, which models are applicable and how much quota they can handle; 2. The cardholder shall apply for car purchase by stages at the designated dealer's store with valid identity documents; 3. The cardholder confirms the purchased vehicle, fills in the purchase order and submits it to the bank for verification. 4. After the car purchase qualification is approved, the cardholder pays the down payment (generally no credit card is required) and handles licensing, insurance and mortgage; The bank will review the loan in the background, and the cardholder will pick up the car after completing the loan procedures. Reminder: China Merchants Bank's credit card purchase by stages is extremely strict, and the information required from customers is very detailed: real estate license, social security information, driver's license, salary certificate, salary card, salary card details of the past six months, credit card, etc. All the originals need to be photographed, even the staff members must go to their homes to take photos in person, and they must personally log on to the labor security website accompanied by the staff members to call social security information and take photos. Its strictness can be seen. After the submitted materials are approved, you can go to the store to buy a car. The car installment order is provided by the dealer on the spot, and the cardholder fills it out and gives it to the dealer. It should be noted that the down payment cannot be paid by China Merchants Credit Card, which is the same as other banks with credit card car purchase business.
Third, the process of buying a car and 4s shop with China Merchants Credit Card?
The buyer negotiates with the buyer, reaches a sales agreement, pays the down payment of the car, signs a mortgage loan contract with the bank, registers with the vehicle management department, issues a license plate and goes through the registration formalities. The bank lends money to the buyer.
4. Can I buy a car by installment with China Merchants Bank credit card? What other formalities do you need?
Hello, "Easy Car Purchase" is a new installment payment model that gives exclusive car purchase quota according to the credit status of credit card holders of China Merchants Bank, so as to meet the needs of cardholders to purchase designated brand cars in installments at designated dealers and repay the car purchase price in monthly installments, thus fully alleviating the repayment pressure. For details, please click on the following two links:/fincreditweb/cccar/default.aspx, /personal/creditaspx? guid = 755-BC F6-04e 9ff 1535 Fe； Very supportive!