The interest rates of Yumin Bank are: March 1.65%, June 1.95%, 2.25% for one year, 3. 15% for two years, 4. 125% for three years and 4.875% for five years.

1. What is Jinyu Village of Yumin Bank?

1. Properties of the product. Yumin Jinyucun Bank is a standard savings deposit product issued by the bank, but this deposit product is smart deposit, which is slightly different from traditional bank deposit. For example, the initial deposit amount of Jinyu Village is 1000 yuan, which is higher than the initial deposit amount of bank time deposit.

2. The issuer Yumin Bank was established with the approval of China Banking Regulatory Commission on September 28th, 20th19th. It is the first private bank in Jiangxi Province and the 18 private bank in China. The sponsors are nine private enterprises including Zhengbang Group.

3. Product safety. Jiangxi Bank is a regular licensed bank and has the qualification to absorb deposits. Jinyu Village issued by it is a five-year time deposit product, and the deposit principal and interest are protected by the Deposit Insurance Regulations. Deposits below 500,000 can be guaranteed.

Second, Jinyu Village-How about having surplus income every year?

Jinyucun-More than one year is a five-year time deposit product. The deposit principal and interest are protected by the Deposit Insurance Regulations. The principal and interest can be guaranteed for deposits below 500,000 yuan. Therefore, friends who have invested in Yumin Bank Jinyu Village need not worry too much, and their safety is relatively high. It should be noted that the investment period of Yumin Bank in Jinyu Village is 5 years, and it will be paid automatically at the interest rate of 5% after the expiration of 5 years, once a year, and the interest can be calculated at the agreed interest rate after one year. If the deposit term is less than one month, the interest shall be calculated at the current interest rate; If the deposit term is more than one month but less than one year, the interest will be calculated at the current monthly interest rate of the product.

Yumin Bank was recently approved by China Banking Regulatory Commission, and Yumin China Bank became the 18 private bank approved in China. Yumin Bank, with a registered capital of 2 billion yuan, was established by Zhengbang Group Co., Ltd. and Jiangxi Boneng Industrial Group Co., Ltd. in conjunction with many outstanding private enterprises in the province. Among them, Zhengbang Group Co., Ltd. and Jiangxi Boneng Industrial Group Co., Ltd. subscribed for 30% and 29.5% of the shares respectively.