(2) Car buyers must have a relatively stable job, a relatively stable economic income or assets that can be easily realized, in order to repay the loan principal and interest on schedule. Assets that are easy to realize here generally refer to securities and gold and silver products.

(3) During the loan application period, the car buyer will deposit the car purchase down payment lower than that stipulated by the bank into the account of the bank savings counter.

(4) Providing banks with bank-approved guarantees. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan.

(5) Car buyers are willing to accept other conditions deemed necessary by the bank.

information giving

Personal loan application;

auto loan

Two, I and my spouse's valid identification;

Three, I and my spouse's occupation, position and income certificate;

Four, marriage certificate (unmarried proof is required, except the legal age of marriage) and household registration book;

5. Original ID card, residence booklet or other valid proof of residence, and provide a copy;

6 car purchase agreement, contract or letter of intent signed with the dealer;

7. Proof of deposit or down payment;

Eight, the documents or materials required for the guarantee;

9. Other documents required by the cooperative organization.