1. Negotiate with creditors. The borrower can negotiate with the lender to repay the arrears and sign a repayment agreement, so that the lender can cancel the lawsuit.
2. Respond positively. If the borrower is sued, he may write a defense after receiving a copy of the complaint, submit it to the court for responding within the defense period, or entrust a lawyer to respond.
1. If it is really unable to repay, it shall negotiate with the online loan company to extend the repayment period or return it in installments.
2. If the online loan company fails to perform the court judgment during the performance period after suing the court and winning the case, it will apply to the court for enforcement.
3. When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in the name of the lender according to law.
4. If the lender refuses to perform the effective judgment of the court because there is no executable property under his name, negative information such as overdue repayment will be recorded in the personal credit report, which will restrict high consumption and entry and exit, and may even be punished by judicial custody.
5. In the case of refusing to execute the judgment or ruling, it is suspected of refusing to execute the judgment or ruling.
Prosecution is the act of bringing a lawsuit to the court according to law and requesting the court to hear a specific case. The prosecution of criminal cases lies in asking the court to convict and sentence the defendant through trial; The criminal incidental civil action is to ask the court to investigate the defendant's economic compensation liability through trial.
The prosecution shall meet the following conditions:
1. The plaintiff is a citizen, legal person and other organization that has a direct interest in this case;
2. There is a clear defendant;
3, there are specific claims, facts and reasons;
4, belongs to the scope of the people's court and the people's court has jurisdiction over the case.
If the conditions for acceptance are not met, the people's court shall rule that it shall not be accepted.
After filing the case, it was found that the prosecution did not meet the acceptance conditions, and the prosecution was dismissed.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 675
The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.
People's Republic of China (PRC) Civil Procedure Law
Article 243
A legally effective civil judgment or ruling must be fulfilled by the parties concerned. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution.
Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.