You can't. You can't withdraw the housing provident fund when you buy a villa. According to the regulations of the Housing Provident Fund Management Center, the purchase of ordinary self-occupied housing with property rights can only be applied for housing provident fund loans or withdrawals. Baoshan is a prefecture-level city under the jurisdiction of Yunnan Province, located in the southwest of Yunnan Province, bordering Dali Bai Autonomous Prefecture and Lincang in the east and Nujiang Lisu Autonomous Prefecture in the north.