1. Original and photocopy of the guarantor's second-generation ID card;

2. Wages provided by banks or other vouchers that can prove their income;

3. The completed guarantee commitment letter of the guarantor indicates that he is willing to provide guarantee for the borrower and fulfill the corresponding obligations;

4 collateral, should provide proof of ownership.

Generally speaking, the materials that bank loan guarantors need to provide are different from bank to bank. It is recommended to call the customer service hotline of commercial banks or the bank credit manager for detailed consultation.

: Legal liability of bank loan guarantor

According to the current laws of our country, the liability of guarantee is divided into general guarantee and joint and several liability guarantee. General guarantee means that when the borrower still cannot bear the debt through litigation, the guarantor shall bear the guarantee responsibility; Joint and several liability of guarantee means that the creditor can ask the borrower or any of the guarantors to bear the responsibility, which is not limited by the borrower's ability. If both parties have no agreement or unclear agreement on the liability for guarantee, it is joint and several liability for guarantee.

1. If it is stated in the guarantee that if the borrower is unable to repay, he will be responsible for the guarantee, then it is a general guarantee, which is stipulated by law. The guarantor's property can only be executed if the borrower is legally unable to repay it (after the application is executed).

2. If the guarantor fails to write any of the above contents, it is a joint guarantee, and the creditor can ask the borrower or the guarantor for money. Joint and several guarantees are more responsible.

Under normal circumstances, the guarantee needs to sign a written guarantee contract. However, in practice, the letter of guarantee can still have the effect of guarantee without signing a contract, which generally means that the main contract contains a guarantee clause or the contract is signed by the guarantor. When the borrower fails to pay off the debts due, the scope of the guarantor's guarantee responsibility includes the principal creditor's rights and interest, liquidated damages and damages, unless otherwise agreed in the guarantee contract.

There is a time limit for the guarantor to undertake the guarantee responsibility. According to the contract and legal provisions, the guarantee period mainly includes the following types: agreed guarantee period, 6 months according to law if there is no agreement, and 2 years if there is no agreement. After the expiration of the guarantee period, the guarantor will no longer bear the guarantee responsibility. During the legal or agreed guarantee period, if the creditor does not claim the guarantee responsibility, then the guarantor may be exempted from the guarantee responsibility.