1. Although offline signing is a normal behavior, it is also very dangerous because some big transactions need to confirm whether you have repayment ability or your identity in person, because there are always small platforms that will play tricks on it. When you realized later, you found that they added some information that was not good for you. It was too late, so we had to wipe our eyes clean. Be careful about online loans, because there are many immoral people on the Internet, such as asking you to pay the handling fee in advance, which is deceptive.
2. Whether you apply for loans online or offline, you need to apply for loans through formal lending institutions, which not only protects personal privacy, but also avoids the damage of traditional loans to your own rights and interests. At present, offline loans mainly include some bank outlets and offline branches of some Internet financial institutions. When signing an offline contract, the customer service staff or loan officer will inform the information to be handled in advance. Such as identity cards, designated loan cards and other supplementary materials. If it is not completed, it is likely that the signature will be interrupted and rescheduled.
3. Compared with online loans, offline loans require users to apply to offline business outlets and institutions and sign contracts. Generally speaking, the online loan we directly apply for online can be understood as an online loan, while the car-to-car, house-to-house and secured loans we apply for in banks or institutional entities can be understood as offline loans. Whether it is an online loan or an offline loan, the interest must be clear. The annual interest rate exceeds 36%, which belongs to usury. Some organizations play different roles and share benefits with others. When calculating, you only need to calculate the total cost. Compared with online loans, offline loans require users to apply to offline business outlets and institutions and sign contracts.
Generally speaking, the loans we directly apply for online can be understood as online loans, while the car-to-car, house-to-house and secured loans we apply for at banks or institutional outlets can be understood as offline loans.
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