If approved, the school will organize students to sign the national student loan contract. The national student loan shall be applied by the borrower once, approved by the loan bank once, accounted for by one household and distributed by stages. Loans usually take fifteen days.
Among them, tuition and accommodation loans are paid according to the academic year (period) and directly credited to the account opened by the borrower's school in China Construction Bank; Living expenses loans (no living expenses loans are issued in February and August every year) are regularly transferred to the current savings account opened by the borrower in China Construction Bank according to the contract.
National student loan:
Under the condition of socialist market economy, the national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of colleges and universities in China and increase the financial aid for poor students in colleges and universities.
The national student loan is a bank loan led by the government, subsidized by the government, compensated by finance and universities, and operated jointly by banks, education administrative departments and universities to help poor students in universities.
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